Prop-Firm Credit Now Counts as Tradable Capital

If you trade a credited account, you have probably noticed that your position sizes were wrong and could not quite say why.

Here is the reason. A prop firm or a broker bonus puts capital on your account as credit, not as balance. Credit is real money for the purpose of trading. It is not real money for the purpose of withdrawal, which is why it sits in its own field. Percentage sizing that reads balance alone therefore sizes against a fraction of what the account can actually trade, and every position comes out small.

Credit now counts. It appears on your account card and it feeds percentage sizing, so a credit-funded account sizes against what it can genuinely put to work.

The bound

Credit counts up to the size of your balance and no further.

That is a fixed limit, not a setting, and I want to explain why rather than just state it. Some bonus structures are enormous relative to the deposit behind them. A 500% credit bonus on a small balance would, without a bound, produce position sizes that no sane risk model would ever place. Capping the contribution at one times balance means the most credit can do is double your sizing base. That is a meaningful correction for a funded account and nowhere near enough rope to hang yourself with on a promotional bonus.

This is on by default, so check it

If you use percentage sizing on an account that carries credit, your positions got larger the day this shipped. That is the intended behaviour and it is still a change to your live risk, so it should not arrive as a surprise.

The notice on your account card names the amount of credit being counted and links to the opt-out. If you would rather size against balance alone, turn it off there.

Per-profile daily budgets

The same release added daily loss and profit budgets per config profile, with your own choice of what happens when one is breached. Account-level limits still apply. This sits underneath them, so you can cap a single aggressive profile without touching the account's overall ceiling.

The lot cap is now a flat 20

Worth calling out separately. The maximum lot size is a flat 20 across all risk levels.

It had been 5, 7.5 and 10 depending on the risk level, while the settings screen, the API and the database all happily accepted up to 100. So a trader who configured 20 lots got 5, silently, with nothing to tell them. If you have ever set a large fixed lot size and seen a much smaller position arrive, that is why.

Related: fixed lot sizes above five now require you to type the exact number rather than tick a box. A checkbox was too easy to click through on a screen where the consequence is that size.

Floating profit and loss is computed properly

Floating profit and loss was being worked out as equity minus balance, which folds credit into something that looks like profit. On a credited account that is a large, permanent, entirely fictional gain sitting at the top of your dashboard. It now sums your open positions, which is what floating profit and loss actually means.

Smaller things

Trade snapshots show all eighty-nine captured settings. They had been showing thirty-nine.

Channels titled in styled Unicode lettering are searchable again. Of 9,354 known channels, 820 use those characters and 801 of them had been sitting invisibly in people's lists.

A signal built from an edited Telegram message is now marked as one, with the original and the edited text side by side.

You get a hundred config profiles instead of fifty.

Start a free 7-day trial at telegramtometatrader.com, or read what a daily loss limit is and why prop firms enforce two.